How much mutual fund SIP is required to make ₹50 Lakhs in 3 to 5 years? (2024)

FAQs

How much mutual fund SIP is required to make ₹50 Lakhs in 3 to 5 years? ›

For example, if an individual plan to accumulate ₹50 lakhs over the tenure of 5 years, assuming the individual invests in a Flexicap fund or a Multicap fund which is giving an annualized return of 15%, then the individual needs to invest ₹55,750 per month for 5 years in order to generate the required corpus.

How much is Rs.50,000 per month SIP for 5 years? If you invest Rs. 50,000 per month in a SIP for 5 years, the total investment would amount to Rs. 30 lakhs. Assuming an average annual return of 12%, the estimated corpus at the end of 5 years would be approximately Rs. 40.6 lakhs.

For those who opted for SIP investment, the fund has given a handsome return of 27.14% annually over the last 10 years, making an absolute return of 322.34%. At this rate, a Rs 10000 monthly SIP started with this fund would have earned over Rs 50 lakh to investors in 10 years.

For example, if an individual plan to accumulate ₹50 lakhs over the tenure of 5 years, assuming the individual invests in a Flexicap fund or a Multicap fund which is giving an annualized return of 15%, then the individual needs to invest ₹55,750 per month for 5 years in order to generate the required corpus.

Thus, a combined monthly contribution of Rs 1.30 lakh would create a corpus of over Rs 1 crore in 5 years. Kukreja says an investor can split their equity SIP contributions equally between large-, multi asset, and flexi cap funds.

Value of INR 20,000 per Month in SIP

If an investor invests INR 20,000 per month for a period of 5 years, he will be able to earn INR 17 lakh as the overall income generated from SIP. The total investment in the tenure of 5 years will be only INR 12 lakh.

Quant Small Cap Fund, the topper in the list, offered 46.70% SIP returns in the five year horizon. Nippon India Small Cap Fund, the largest scheme in the small cap category based on assets managed, offered 37.92% returns on SIP investments in the same time period.

P2P lending is one of the best options for investing 50 lakhs for monthly income in India, as it offers high returns, low risk, monthly income, tax efficiency and liquidity.

If we assume an inflation rate of 5%, the worth of Rs 1 crore after 15 years is about Rs Rs 48 lakh. The value of 1 Cr in 30 years will decline and become Rs. 23 lakhs due to inflation.

Quant Flexi Cap Fund - Direct Plan - Growth

The fund at the top has given 39.61 per cent SIP returns (XIRR) in the five-year period. It has Rs 6,272.21 crore of assets under management (AUM), while its net asset value (NAV) is worth Rs 115.3467. The fund has a 0.59 per cent expense ratio.

Which SIP gives 15% return? ›

Motilal Oswal Focused Fund Direct-Growth

Returns since inception: The fund has achieved average annual returns of 15.23% since its inception. Minimum investment: The minimum SIP investment is ₹500. Lock-in period: There is no lock-in period for this fund.

What if I invest Rs. 3,000 a month in SIP for 5 years? If you invest Rs. 3,000 per month through SIP for 5 years, assuming 12% return. The estimate total returns will be Rs. 67,459 and the estimate future value of your investment will be Rs. 2,47,459.

50 lakh in 5 years, you should err on the side of caution and plan to invest the maximum amount of Rs. 67,610 every month. While this amount is substantial and you will have to keep making this sizeable investment every month for the next 5 years, it will give you the best chance of reaching your investment goal.

Stock exchange markets are considered inherently unstable and unpredictable, however, in the long run, they eventually tend to rise, and though a return as good as 15% each year might not always be achievable in the stock market, an annual return of around 15% may be possible over the foreseeable future, but remember, ...

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