What is the 15-15-15 rule in Mutual Funds? - ICICIdirect (2024)

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What is the 15-15-15 rule in Mutual Funds? - ICICIdirect (2024)

FAQs

What is the 15-15-15 rule in Mutual Funds? - ICICIdirect? ›

Meaning of the 15-15-15 rule in Mutual Funds

What is the 15x15x15 rule for mutual fund investments? ›

What is the 15x15x15 rule in mutual funds? The mutual fund 15x15x15 rule simply put means invest INR 15000 every month for 15 years in a stock that can offer an interest rate of 15% on an annual basis, then your investment will amount to INR 1,00,26,601/- after 15 years.

What happens if I invest 15 000 a month in SIP for 15 years? ›

Consider investing Rs 15,000 per month for 15 years and earning 15% returns. After 15 years, the total wealth will be Rs 1,00,27,601 (Rs. 1 crore). According to the compounding principle, if we implement these very same returns and contributions for another 15 years, the amount we accumulate grows enormously.

Can we get a 15% return on a mutual fund? ›

As you know there are no fixed returns in mutual funds but you can expect around 8% - 10% in Debt hybrid funds, around 10% - 12% in equity hybrid funds and 12%-15% in equity funds if you have a long-term horizon.

What is the 15 * 15 * 30 rule in mutual funds? ›

15 X 15 X 30 rule of mutual funds

If u do a 15,000 Rs. SIP per month for 30 years (instead of 15 years as earlier), at a 15% compounded annual return, You will be able to accumulate 10 CRORE against 1 crore if u invest for 15 years), said Balwant Jain.

What if I invest $1,000 a month in mutual funds for 20 years? ›

If you invest Rs 1000 for 20 years , if we assume 12 % return , you would get Approx Rs 9.2 lakhs. Invested amount Rs 2.4 Lakh.

What if I invest 20000 a month in mutual funds for 5 years? ›

If an investor invests INR 20,000 per month for a period of 5 years, he will be able to earn INR 17 lakh as the overall income generated from SIP. The total investment in the tenure of 5 years will be only INR 12 lakh. However, the returns of INR 5 lakh will turn into INR 17 lakh.

Which SIP gives highest return in 15 years? ›

Best SIP For 15 Years in India
  • Axis Bluechip Fund Direct Plan-Growth. ...
  • DSP Flexi Cap Fund Direct Plan-Growth. ...
  • Quant Tax Plan- Direct-Growth Fund. ...
  • Kotak Equity Opportunities Fund Direct-Growth. ...
  • Edelweiss Large & Mid Cap Direct Plan-Growth. ...
  • Motilal Oswal Focused Fund Direct-Growth. ...
  • ICICI Prudential Gilt Fund Direct-Growth Plan.
Dec 7, 2023

Which SIP is best for $2000 per month? ›

SIP 2000 Per Month for 20 years: The Best Plans
Mutual FundRisk InvolvedReturns
UTI Transportation and Logistics FundHigh26.84%
Quant Mutual Large and Mid Cap FundVery High23.17%
Mirae Asset Large CapModerate14.7%
HDFC Small Cap FundHigh21.43%
6 more rows
Feb 28, 2024

What if I invest $5,000 in SIP for 20 years? ›

If someone begins a SIP of 5000 per month for a span of 20 years, at 12% assumed annualized rate of return per annum, your total investment in 20 years is Rs. 12 lakh and the accumulated corpus at the end of tenure is close to Rs. 50 lakhs.

How much to invest to get $50,000 per month? ›

Assuming the average return on investment from SDI is 14% annually, you will need to invest approximately INR 43,00,000 to get INR 50,000 a month.

Which SIP is best for 20 years? ›

Top SIP Plans for 20 Years in India
Name of the FundFund Size (in Rs. Crores)1-Year Returns (%)
Canara Robeco Bluechip Equity Fund10,09013.97
ICICI Prudential Value Discovery Fund32,75424.29
Nippon India Large Cap Fund15,85522.71
HDFC Flexi Cap Fund38,66822.04
1 more row

Which SIP is best for $1000 per month? ›

Details of Best SIP Plans for 1000 per Month
  • HDFC Life - Opportunities Fund. ...
  • Kotak Life – Frontline Equity Fund. ...
  • Bajaj Life – Accelerator Mid-cap Fund II. ...
  • Bajaj Life – Pure Stock Fund. ...
  • Quant Active Fund. ...
  • Parag Parikh Flexi Cap Fund. ...
  • Quant Focused Fund. ...
  • Edelweiss Large & Mid Cap Fund.

What is the 15x15x15 rule in mutual funds? ›

What is the 15-15-15 rule in mutual funds? The rule says that an investor can create a corpus of around one crore rupees by investing Rs. 15,000 per month for 15 years in a mutual fund that can generate 15% average returns based on the power of compounding.

What happens if I invest $15,000 a month in SIP for 15 years? ›

By following the '15 x 15 x 15 rule' for Mutual Fund SIPs, investors can accumulate Rs 1 crore in the next 15 years. This method suggests investing Rs 15,000 per month for a period of 15 years at an expected 15% return to generate Rs 1 crore. Rs 1 crore corpus can be generated with long-term investment in mutual funds.

What is the 80% rule for mutual funds? ›

The Names Rule requires that if a Fund's name suggests that the Fund invests in a particular type of investment or investments, or in investments in a particular industry, group of industries, countries, or regions, then such Fund must adopt a policy to invest at least 80 percent of the value of its assets2 in such ...

What is the 3 5 10 rule for mutual funds? ›

Specifically, a fund is prohibited from: acquiring more than 3% of a registered investment company's shares (the “3% Limit”); investing more than 5% of its assets in a single registered investment company (the “5% Limit”); or. investing more than 10% of its assets in registered investment companies (the “10% Limit”).

What is the 75 5 10 rule for mutual funds? ›

Diversified management investment companies have assets that fall within the 75-5-10 rule. A 75-5-10 diversified management investment company will have 75% of its assets in other issuers and cash, no more than 5% of assets in any one company, and no more than 10% ownership of any company's outstanding voting stock.

What is the 20 25 rule for mutual funds? ›

In each subsequent calendar quarter thereafter, on an average basis, the schemes/plans should meet with both the conditions i.e. a minimum of 20 investors and no single investor should account for more than 25% of the corpus of the scheme/plan(s).

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