https://www.lazyportfolioetf.com/etf/vanguard-total-stock-market-vti/ (2024)

Data Source: from January 1871 to April 2024 (~153 years)
Consolidated Returns as of 30 April 2024
Live Update: May 22 2024, 03:00PM Eastern Time

Category: Stocks

Vanguard Total Stock Market (VTI) ETF

Currency: USD

ETF • LIVE PERFORMANCE (USD currency)

0.58%

1 Day

May 22 2024, 03:00PM Eastern Time

5.22%

Current Month

May 2024

In the last 30 Years, the Vanguard Total Stock Market (VTI) ETF obtained a 10.29% compound annual return, with a 15.55% standard deviation.

Table of contents

https://www.lazyportfolioetf.com/etf/vanguard-total-stock-market-vti/ (1)

The first official book of https://www.lazyportfolioetf.com/etf/vanguard-total-stock-market-vti/ (2)

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The ETF is related to the following investment themes:

  • Asset Class: Equity
  • Size: Large Cap
  • Style: Blend
  • Region: North America
  • Country: U.S.

The Vanguard Total Stock Market (VTI) ETF is part of the following Lazy Portfolios:

Portfolio Name Author VTI Weight Currency
US Stocks 100.00% USD
Stocks/Bonds 80/20 80.00% USD
Simple Path to Wealth JL Collins 75.00% USD
Dedalo Three Dedalo Invest 70.00% USD
Stocks/Bonds 60/40 60.00% USD
Second Grader's Starter Paul Farrell 60.00% USD
Stocks/Bonds 60/40 with Bitcoin 59.00% USD
Dedalo Eleven Dedalo Invest 56.00% USD
Dedalo Four Dedalo Invest 55.00% USD
Couch Potato Scott Burns 50.00% USD
Three Funds Bogleheads 50.00% USD
Four Funds Bogleheads 50.00% USD
Core Four Rick Ferri 48.00% USD
LifeStrategy Growth Fund Vanguard 48.00% USD
In Saecula Saeculorum Fulvio Marchese 45.00% USD
Stocks/Bonds 40/60 40.00% USD
Jane Bryant Quinn Portfolio Jane Bryant Quinn 40.00% USD
Stocks/Bonds 40/60 with Bitcoin 39.00% USD
LifeStrategy Moderate Growth Vanguard 36.00% USD
Mid-Twenties Burton Malkiel 35.00% USD
Robo Advisor 100 Betterment 34.60% USD
Margaritaville Scott Burns 34.00% USD
Talmud Portfolio Roger Gibson 33.34% USD
Andrew Tobias Portfolio Andrew Tobias 33.34% USD
Late Thirties to Early Forties Burton Malkiel 32.50% USD
Robo Advisor 90 Betterment 30.90% USD
All Weather Portfolio Ray Dalio 30.00% USD
Lazy Portfolio David Swensen 30.00% USD
Yale Endowment David Swensen 30.00% USD
Desert Portfolio Gyroscopic Investing 30.00% USD
All Weather Portfolio with Bitcoin Ray Dalio 30.00% USD
Desert Portfolio with Bitcoin Gyroscopic Investing 30.00% USD
Long Term Portfolio Ben Stein 30.00% USD
Simple and Cheap Time Inc 30.00% USD
PISI Portfolio Davide Pisicchio 30.00% USD
Robo Advisor 80 Betterment 27.00% USD
Mid-Fifties Burton Malkiel 27.00% USD
Gretchen Tai Portfolio Gretchen Tai 26.00% USD
Permanent Portfolio Harry Browne 25.00% USD
Permanent Portfolio with Bitcoin Harry Browne 25.00% USD
Simplified Permanent Portfolio 25.00% USD
Four Square Scott Burns 25.00% USD
Tilt Toward Value Time Inc 25.00% USD
LifeStrategy Conservative Growth Vanguard 24.00% USD
Ivy Portfolio Mebane Faber 20.00% USD
Five Asset Roger Gibson 20.00% USD
Golden Butterfly Tyler 20.00% USD
Late Sixties and Beyond Burton Malkiel 20.00% USD
Dynamic 40/60 Income 20.00% USD
Dynamic 60/40 Income 20.00% USD
Stocks/Bonds 20/80 20.00% USD
Golden Butterfly with Bitcoin 20.00% USD
Perfect Portfolio Ben Stein 20.00% USD
Nano Portfolio John Wasik 20.00% USD
Five Fold Scott Burns 20.00% USD
Six Ways from Sunday Scott Burns 16.70% USD
Robo Advisor 50 Betterment 16.20% USD
Pinwheel 15.00% USD
Gone Fishin' Portfolio Alexander Green 15.00% USD
Seven Value Scott Burns 14.50% USD
LifeStrategy Income Fund Vanguard 12.00% USD
Robo Advisor 20 Betterment 6.30% USD
Family Taxable Portfolio Ted Aronson 5.00% USD
Robo Advisor 10 Betterment 3.20% USD

Investment Returns as of Apr 30, 2024

The Vanguard Total Stock Market (VTI) ETF guaranteed the following returns.

Returns are calculated in USD, assuming:

  • no fees or capital gain taxes.
  • the reinvestment of dividends.
  • the actual US Inflation rates.

VANGUARD TOTAL STOCK MARKET (VTI) ETF

Consolidated returns as of 30 April 2024

Live Update: May 22 2024, 03:00PM Eastern Time

Swipe left to see all data

Chg (%)Return (%)Return (%) as of Apr 30, 2024
1 DayTime ET(*)May 20241M6M1Y5Y10Y30YMAX
(~153Y)
Vanguard Total Stock Market (VTI) ETF-0.585.22-4.3420.7321.9412.2711.7210.299.12
US Inflation Adjusted return-4.6418.5517.987.778.637.556.85
Returns over 1 year are annualized | Available data source: since Jan 1871
(*) Eastern Time (ET - America/New York)
US Inflation is updated to Apr 2024. Current inflation (annualized) is 1Y: 3.36% , 5Y: 4.18% , 10Y: 2.85% , 30Y: 2.55%

Live update: World Markets and Indexes

In 2023, the Vanguard Total Stock Market (VTI) ETF granted a 1.80% dividend yield. If you are interested in getting periodic income, please refer to the Vanguard Total Stock Market (VTI) ETF: Dividend Yield page.

Capital Growth as of Apr 30, 2024

An investment of 1$, since May 1994, now would be worth 18.91$, with a total return of 1790.85% (10.29% annualized).

The Inflation Adjusted Capital now would be 8.89$, with a net total return of 788.66% (7.55% annualized).

An investment of 1$, since January 1871, now would be worth 651411.85$, with a total return of 65141085.32% (9.12% annualized).

The Inflation Adjusted Capital now would be 25952.96$, with a net total return of 2595196.21% (6.85% annualized).

Investment Metrics as of Apr 30, 2024

Metrics of Vanguard Total Stock Market (VTI) ETF, updated as of 30 April 2024.

Metrics are calculated based on monthly returns, assuming:

  • no fees or capital gain taxes.
  • the reinvestment of dividends.
  • the actual US Inflation rates.

VANGUARD TOTAL STOCK MARKET (VTI) ETF

Advanced Metrics

Data Source: 1 January 1871 - 30 April 2024 (~153 years)

Swipe left to see all data

Metrics as of Apr 30, 2024
1M3M6M1Y3Y5Y10Y20Y30YMAX
(~153Y)
Investment Return (%)-4.343.6420.7321.946.0912.2711.7210.0010.299.12
Infl. Adjusted Return (%) details -4.642.4818.5517.980.567.778.637.217.556.85
US Inflation (%)0.311.141.853.365.504.182.852.602.552.12
Returns / Inflation rates over 1 year are annualized.

DRAWDOWN

Inflation Adjusted:

Inflation Adjusted:

1Y3Y5Y10Y20Y30YMAX
Deepest Drawdown Depth (%)-9.10-24.81-24.81-24.81-50.84-50.84-84.60
Start to Recovery (# months) details 52424245353184
Start (yyyy mm)2023 082022 012022 012022 012007 112007 111929 09
Start to Bottom (# months)3999161634
Bottom (yyyy mm)2023 102022 092022 092022 092009 022009 021932 06
Bottom to End (# months)21515153737150
End (yyyy mm)2023 122023 122023 122023 122012 032012 031944 12
Longest Drawdown Depth (%)
same as
deepest

same as
deepest

same as
deepest

same as
deepest

same as
deepest
-43.94
same as
deepest
Start to Recovery (# months) details 67
Start (yyyy mm)2023 082022 012022 012022 012007 112000 091929 09
Start to Bottom (# months)3999162534
Bottom (yyyy mm)2023 102022 092022 092022 092009 022002 091932 06
Bottom to End (# months)21515153742150
End (yyyy mm)2023 122023 122023 122023 122012 032006 031944 12
Longest negative period (# months) details 430303066139188
Period Start (yyyy mm)2023 072021 052021 052021 052005 011997 081916 11
Period End (yyyy mm)2023 102023 102023 102023 102010 062009 021932 06
Annualized Return (%)-16.34-0.44-0.44-0.44-0.18-0.09-0.16
Deepest Drawdown Depth (%)-9.96-28.75-28.75-28.75-51.65-51.65-80.55
Start to Recovery (# months) details 528*28*28*636390
Start (yyyy mm)2023 082022 012022 012022 012007 112007 111929 09
Start to Bottom (# months)3999161633
Bottom (yyyy mm)2023 102022 092022 092022 092009 022009 021932 05
Bottom to End (# months)2191919474757
End (yyyy mm)2023 12---2013 012013 011937 02
Longest Drawdown Depth (%)
same as
deepest

same as
deepest

same as
deepest

same as
deepest

same as
deepest
-46.68-54.53
Start to Recovery (# months) details 86124
Start (yyyy mm)2023 082022 012022 012022 012007 112000 041973 01
Start to Bottom (# months)3999163021
Bottom (yyyy mm)2023 102022 092022 092022 092009 022002 091974 09
Bottom to End (# months)21919194756103
End (yyyy mm)2023 12---2013 012007 051983 04
Longest negative period (# months) details 633353582161316
Period Start (yyyy mm)2023 052021 052020 122020 122004 121998 051906 02
Period End (yyyy mm)2023 102024 012023 102023 102011 092011 091932 05
Annualized Return (%)-0.96-0.28-0.59-0.59-0.37-0.06-0.02
Drawdowns / Negative periods marked with * are in progress

RISK INDICATORS

1Y3Y5Y10Y20Y30YMAX
Standard Deviation (%)15.1217.6118.8215.5915.4115.5516.59
Sharpe Ratio1.100.200.550.670.560.520.31
Sortino Ratio1.550.270.740.900.730.670.43
Ulcer Index3.3910.869.146.9512.0214.3017.86
Ratio: Return / Standard Deviation1.450.350.650.750.650.660.55
Ratio: Return / Deepest Drawdown2.410.250.490.470.200.200.11
% Positive Months details 66%58%61%67%67%65%60%
Positive Months82137811612361118
Negative Months415233979124722

LONG TERM RETURNS

Inflation Adjusted:

Inflation Adjusted:

1Y3Y5Y10Y20Y30YMAX
Best 10 Years Return (%) - Annualized11.7216.8616.8620.50
Worst 10 Years Return (%) - Annualized6.50-2.47-5.29
Best 10 Years Return (%) - Annualized8.6314.8414.8419.53
Worst 10 Years Return (%) - Annualized4.67-4.93-4.93

ROLLING PERIODS

Inflation Adjusted:

Inflation Adjusted:

1Y3Y5Y10Y20Y30YMAX
Over the latest 30Y
Best Rolling Return (%) - Annualized62.9030.7026.8416.8610.5610.29
Worst Rolling Return (%) - Annualized-43.33-16.22-6.14-2.474.98
% Positive Periods79%83%87%94%100%100%
SWR - Safe Withdrawal Rate (%) - 100% Success - Annualized72.3423.1414.327.484.678.82
PWR - Perpetual Withdrawal Rate (%) - 100% Success - Annualized----2.007.82
WR calculated based on initial capital | Monthly withdrawals adjusted for inflation | Credits: BestRetirementPortfolio.com
Best Rolling Return (%) - Annualized58.7427.7323.9014.847.887.55
Worst Rolling Return (%) - Annualized-43.33-18.22-8.56-4.932.84
% Positive Periods76%80%73%89%100%100%
SWR - Safe Withdrawal Rate (%) - 100% Success - Annualized72.3423.1414.327.484.678.82
PWR - Perpetual Withdrawal Rate (%) - 100% Success - Annualized----2.007.82
WR calculated based on initial capital | Monthly withdrawals adjusted for inflation | Credits: BestRetirementPortfolio.com
Over all the available data source (Jan 1871 - Apr 2024)
Best Rolling Return (%) - Annualized164.1145.3437.2520.5017.3014.81
Worst Rolling Return (%) - Annualized-67.90-43.81-19.58-5.291.152.64
% Positive Periods72%84%89%97%100%100%
SWR - Safe Withdrawal Rate (%) - 100% Success - Annualized57.7015.639.015.433.332.89
PWR - Perpetual Withdrawal Rate (%) - 100% Success - Annualized-----1.06
WR calculated based on initial capital | Monthly withdrawals adjusted for inflation | Credits: BestRetirementPortfolio.com
Best Rolling Return (%) - Annualized182.8341.3835.8919.5313.1111.82
Worst Rolling Return (%) - Annualized-64.35-39.36-15.64-4.93-0.590.85
% Positive Periods69%79%82%89%99%100%
SWR - Safe Withdrawal Rate (%) - 100% Success - Annualized57.7015.639.015.433.332.89
PWR - Perpetual Withdrawal Rate (%) - 100% Success - Annualized-----1.06
WR calculated based on initial capital | Monthly withdrawals adjusted for inflation | Credits: BestRetirementPortfolio.com

Terms and Definitions

  • Annualized Portfolio Return: it's the annualized geometric mean return of the portfolio.
  • Deepest/Longest Drawdown: a drawdown refers to the decline in value from a relative peak value to a relative trough. The deepest (or maximum) drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained. The longest drawdown is the period observed from a peak to the subsequent peak with the greatest duration.
  • Longest negative period: it's the maximum period for which an overall negative return has been observed.
  • Standard Deviation: it's a measure of the dispersion of returns around the mean.
  • Sharpe Ratio: it's a measure of risk-adjusted performance of the portfolio. It's calculated by dividing the excess return of the portfolio over the risk-free rate by the portfolio standard deviation. The risk-free rate here considered is the 1-3 Mth T-Bill return.
  • Sortino Ratio: another measure of risk-adjusted performance of the portfolio. It's a modification of the Sharpe Ratio (same formula but the denominator is the portfolio downside standard deviation).
  • Ulcer Index: it's a measure of downside risk that quantifies the depth and duration of drawdowns in an investment portfolio.
  • Best/Worst 10Y returns: the best and the worst 10-year return over a time frame.
  • Rolling Returns: N-year returns over a time frame, calculated over all the available data source (best, worst, % of positive returns). Each rolling period, longer than the longest negative period, yielded a non-negative minimum return.
  • Safe Withdrawal Rate (SWR): it's the percentage of the initial portfolio balance that can be withdrawn at the beginning of each month with inflation adjustment, without the portfolio running out of money in any case (money amount withdrawal).
    For instance: Your initial invested capital is 100.000$; withdrawal rate (annualized) is 4%. This means that, in the first month, you will withdraw 100.000 * 4% * 1/12 = 333.33$. The second month, you’ll withdraw 333.33$ plus the inflation monthly rate. You’ll continue adjusting your withdraw monthly for inflation.
  • Perpetual Withdrawal Rate (PWR): it's the percentage of the initial portfolio balance that can be withdrawn at the beginning of each month with inflation adjustment, preserving the original invested capital, adjusted for inflation too.

Correlations as of Apr 30, 2024

Correlation measures to what degree the returns of the two assets move in relation to each other.

Correlation coefficient is a numerical value between -1 and +1. If one variable goes up by a certain amount, the correlation coefficient indicates which way the other variable moves and by how much.
Asset correlations are calculated based on monthly returns.

Monthly correlations of Vanguard Total Stock Market (VTI) ETF vs the main Asset Classes, over different timeframes. Columns are sortable (click on table header to sort).

VANGUARD TOTAL STOCK MARKET (VTI) ETF

Monthly correlations as of 30 April 2024

Swipe left to see all data

Correlation vs VTI
Asset Class1 Year5 Years10 Years30 YearsSince
Jan 1992

SPY

US Large Cap

1.00

1.00

1.00

0.99

0.99

IJR

US Small Cap

0.90

0.90

0.89

0.88

0.88

VNQ

US REITs

0.92

0.86

0.76

0.63

0.63

QQQ

US Technology

0.89

0.92

0.91

0.85

0.85

PFF

Preferred Stocks

0.85

0.81

0.75

0.47

0.47

EFA

EAFE Stocks

0.93

0.90

0.88

0.84

0.81

VT

World All Countries

0.99

0.98

0.98

0.95

0.94

EEM

Emerging Markets

0.81

0.74

0.70

0.76

0.72

VGK

Europe

0.90

0.89

0.85

0.84

0.83

VPL

Pacific

0.96

0.87

0.84

0.72

0.67

FLLA

Latin America

0.86

0.71

0.58

0.67

0.66

BND

US Total Bond Market

0.77

0.54

0.40

0.16

0.17

TLT

Long Term Treasuries

0.83

0.22

0.10

-0.11

-0.10

BIL

US Cash

0.23

-0.06

-0.03

-0.02

-0.02

TIP

TIPS

0.74

0.63

0.50

0.19

0.20

LQD

Invest. Grade Bonds

0.81

0.69

0.58

0.33

0.33

HYG

High Yield Bonds

0.88

0.86

0.82

0.69

0.68

CWB

US Convertible Bonds

0.91

0.89

0.89

0.88

0.88

BNDX

International Bonds

0.71

0.57

0.43

0.16

0.16

EMB

Emerg. Market Bonds

0.92

0.79

0.68

0.57

0.57

GLD

Gold

0.08

0.23

0.09

0.06

0.06

DBC

Commodities

-0.01

0.46

0.42

0.33

0.33

If you want to learn more about historical correlations, you can find out here how the main asset class are correlated to each other.

Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

VANGUARD TOTAL STOCK MARKET (VTI) ETF

Drawdown periods

Drawdown periods - Inflation Adjusted

Data Source: 1 May 1994 - 30 April 2024 (30 Years)

Data Source: 1 January 1871 - 30 April 2024 (~153 years)

Inflation Adjusted:

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Swipe left to see all data

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Swipe left to see all data

https://www.lazyportfolioetf.com/etf/vanguard-total-stock-market-vti/ (2024)

FAQs

What will VTI be worth in 5 years? ›

Vanguard Total Fund VTI stock price stood at $261.75

According to the latest long-term forecast, Vanguard Total Fund VTI price will hit $300 by the middle of 2025 and then $350 by the middle of 2027. Vanguard Total Fund VTI will rise to $450 within the year of 2028, $500 in 2030 and $600 in 2034.

Is Vanguard VTI a good fund? ›

Vanguard Total Stock Market ETF VTI offers cost-efficient, well-diversified exposure to the entire US stock market—a recipe for success over the long run. The fund tracks the CRSP US Total Market Index, which represents approximately 100% of the investable US opportunity set.

Is Vanguard Total Stock Market index fund a good investment? ›

The Vanguard Total Stock Market Index Fund is best suited for moderately to highly risk-tolerant investors seeking low-cost exposure to the U.S. stock market. Additionally, it could function as a single domestic equity fund in a portfolio.

How many times a year does VTI pay dividends? ›

VTI Dividend Information

VTI has a dividend yield of 1.35% and paid $3.54 per share in the past year. The dividend is paid every three months and the last ex-dividend date was Mar 22, 2024.

How much money do I need to invest to make $3,000 a month? ›

Imagine you wish to amass $3000 monthly from your investments, amounting to $36,000 annually. If you park your funds in a savings account offering a 2% annual interest rate, you'd need to inject roughly $1.8 million into the account.

Is VTI a buy right now? ›

VTI has a consensus rating of Moderate Buy which is based on 2374 buy ratings, 1211 hold ratings and 83 sell ratings. What is VTI's price target? The average price target for VTI is $294.68. This is based on 3668 Wall Streets Analysts 12-month price targets, issued in the past 3 months.

What is the dividend return of VTI? ›

VTI Dividend Yield: 1.35% for May 24, 2024.

Which is better, VOO or VTI? ›

Both have the same expense ratio and similar dividend yield, so you should choose whichever one you prefer based on the fund's strategy. If you only want to own the biggest and safest companies, choose VOO. If you want broader exposure and more diversification, choose VTI.

How much do I need to invest in VTI? ›

Generally, the minimum investment for an exchange-traded fund is one share, which for VTI costs $248 as of February 2024. However, some brokers may allow investors to purchase fractions of a share.

Is Vanguard good for beginners? ›

"Beginner investors should consider Vanguard funds for their low costs, diversification across asset classes and regions, simplicity, and robust investor education resources," says Sean August, CEO of August Wealth Management Group.

Which Vanguard fund has the highest return? ›

Vanguard High-Yield Corporate Fund (VWEAX)

The Vanguard High-Yield Corporate Fund is the company's top performing bond fund over the past decade. It features a high-yield, intermediate-term fixed income portfolio.

Should I get VTI or Vtsax? ›

VTI vs VTSAX: Who Should Invest

Investors who prefer to trade during the day to take advantage of price fluctuations may prefer an ETF like VTI, whereas a more passive buy-and-hold investor may prefer a mutual fund like VTSAX.

What are the expected returns for VTI? ›

VTI 12 Month Forecast

Based on 3,668 Wall Street analysts offering 12 month price targets to VTI holdings in the last 3 months. The average price target is $294.68 with a high forecast of $343.89 and a low forecast of $244.18. The average price target represents a 12.53% change from the last price of $261.87.

What is VTI 200 day average? ›

What is VTI's 200-day moving average? VTI's 200-day moving average is 234.24, which suggests VTI is a Buy.

What is the average return of VOO vs VTI? ›

Average Return

In the past year, VOO returned a total of 30.85%, which is slightly higher than VTI's 30.18% return. Over the past 10 years, VOO has had annualized average returns of 12.78% , compared to 12.16% for VTI. These numbers are adjusted for stock splits and include dividends.

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