Hawaii Insurance Agents | GEICO (2024)

FAQs

Does GEICO insurance work in Hawaii? ›

And GEICO is known for helping make life even sunnier by providing quality protection for Hawaiians' cars, motorcycles, and more–all at an affordable rate. Your local GEICO Insurance Agent in Hawaii can help you find the right coverage for your needs.

We chose State Farm, USAA, Geico, Erie Insurance and Liberty Mutual as the best providers for new drivers. Depending on their location, vehicle, age and other factors, new drivers can pay $3,000 per year or more for car insurance.

Both Geico and Progressive offer cheap car insurance to drivers across the country. Geico's rates are typically lower overall, but Progressive tends to offer better prices to high-risk drivers. High-risk drivers are those with a recent DUI, at-fault accident or speeding ticket on their driving record.

Best health insurance companies in HI

Although Kaiser Permanente offers the lowest prices and highest-quality plans, HMSA is the most popular health insurance company in Hawaii. It sells just over 60% of all health plans for the state.

Insurance for new cars is usually more expensive because they cost more to repair and have higher values than used cars. USAA, Nationwide and Geico offer some of the lowest rates for both new and used vehicles. Most lenders require full coverage on financed vehicles whether they're new or used.

The insurer has some of the most affordable rates — our research found that Geico's average rates tend to be 26% cheaper than the national average of $2,508 for good drivers. This is in addition to the savings that drivers can get by participating in the company's discount offerings.

Key Points: Geico's full coverage costs an average of $1,572 per year, which is around 38 percent cheaper than Allstate's full coverage rate of $2,520 per year. Allstate offers more flexible roadside assistance packages than Geico, but both companies charge a fee for the service, either monthly, annually, or per-use.

How to get Geico to lower your rate? ›

Geico may have raised your rates because of changes to your policy or circ*mstances. Examples include adding a new type of coverage, becoming eligible for an additional type of discount, being involved in an accident, or buying a new car.

GEICO only collects driving-related data from your phone's GPS, Bluetooth, and other sensors. This data includes where, when, and how long you drive, and driving behaviors like using your phone while driving. We only collect this data when a trip is taking place.

GEICO adjusters are trained to ask claimants for a recorded statement. You may even hear a message at the beginning of the call that says calls are being recorded for “quality control purposes.” The adjuster may say that providing a recorded statement can help resolve the claim faster.

Hawaii is a considered a “no-fault state”, which means your motor vehicle insurance company will pay the bills for your injuries and your passengers' injuries up to the personal injury protection benefits (“PIP”) limit.

Fortunately for U.S. citizens and many long-term residents, most domestic health insurance policies cover medical needs when traveling to Hawaii.

Geico offers auto insurance coverage in all 50 states. Geico has been in operation since 1936 and is currently headquartered in Chevy Chase, MD. Geico has an A+ from the Better Business Bureau.

GEICO writes private passenger automobile insurance in all 50 U.S. states and the District of Columbia.